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Privacy Policy

WHAT DOES FIRST STATE BANK OF PURDY DO WITH YOUR PERSONAL INFORMATION?



Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and credit history

  • Overdraft history and mortgage rates and payments

  • Employment information and wire transfer instructions

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First State Bank of Purdy chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does First State Bank of Purdy share?

Can you limit this sharing?
For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes to offer our products and services to you Yes No
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes - information about your transactions and experiences Yes No
For our affiliates' everyday business purposes - information about your creditworthiness No We don't share
For our affiliates to market to you Yes Yes
For nonaffiliates to market to you No We don't share

To limit our sharing
  • Call toll-free (800)391-2535
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we provided or sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing. We do not share SMS consent with 3rd parties.

Questions?
Call toll-free (800)391-2535 or go to www.fsb-purdy.com

What we do
How does First State Bank of Purdy protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does First State Bank of Purdy collect my personal information?
We collect your personal information, for example, when you
  • Open an account or apply for a loan
  • Provide employment information or give us your contact information
  • Make a wire transfer
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account - unless you tell us otherwise.

Definitions
Affiliates Companies related by common ownership or control. They can be
financial and nonfinancial companies.
  • First State Bank of Purdy does not share with our affiliates.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • First State Bank of Purdy does not share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that
together market financial products or services to you.
  • First State Bank of Purdy doesn't jointly market.